Our Perspective

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  New Diagnostics and a Future for Critical Illness Insurance

  By Ross Campbell |October 05, 2017|English

  Millions have benefitted from the cushion Critical Illness (CI) products provide to financial hardship linked to a cancer diagnosis, stroke or heart attack. CI has also been rewarding for providers, not just by helping them remain relevant but by also...

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• Bring Out The Brooms: For Mutuals The Key To Success Lies In "Sweeping the Corners"

  By Rick Hartmann|September 21, 2017|English

  For some, legacies are not important. For mutual companies, legacies matter. With the National Football League (NFL) season underway, I’m reminded of an anecdote that Herm Edwards, ESPN analyst and former NFL head coach, often used to illustrate...

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  Accelerated Underwriting – Get on The Right Track

  By Keith Brown, MSM, CLU, ChFC, FALU, FLMI, RHU |September 20, 2017|English

  Seeing the many different projects being pursued by direct companies is one of the most interesting aspects of working in reinsurance. Just recently I’ve noticed how many life carriers are going down the Accelerated Underwriting (AU) route. It’s...

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  Are Functional Neurological Symptoms the “Great Deceivers”?

  By Dr. Chris Ball |September 14, 2017|English

  Neurological symptoms that lack an underlying structural abnormality cause significant distress and disability for those who experience them. Investigation and management consume large amounts of clinical resources. For insurers, neurological symptoms...

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• Life for Mutual Companies after the “Trump Bump”

  By Rick Hartmann|September 12, 2017|English

  “Show me the money!” Twenty-one years after Jerry Maguire hit movie theaters, that catch phrase continues to transcend generations and industries. In fact for mutual and stock insurers, investment performance continues to be a key driver...

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• When Workers’ Compensation & Auto Liability Collide - 5 Things Every Insurer Needs to Know [Presentation]

  By Diane Brown|September 07, 2017|English

  Auto trends often collide with Workers’ Comp results. Auto writers use many tools to help underwrite their risks and contain losses - such as industry historical data, telematics, MVRs, black boxes and smartphone photos and videos. Workers’...

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