Perspective

Our Perspective

  • What’s Really Happening With Hail Claims?

    By Marc Dahling |June 25, 2015|English

    There’s a sense among insurers that hail storms have become more frequent and increasingly severe in the U.S., driving up property claims. But is that really true? And if it isn’t, where has that perception come from? We decided it would...

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  • What Happens When the Lights Go Out? [Presentation]

    By Leo Ronken |June 18, 2015|English

    What happens to society when critical infrastructure fails? Imagine the effect of a large-scale failure in the power network on telecommunications, healthcare and the water supply. How would the emergency services cope? As the population expands and...

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  • Six Steps for Pricing Property Risks - A Facultative Reinsurer's Perspective

    By John Stubbs |June 09, 2015|English

    The insurance industry has enjoyed three good years in a row. Reinsurance costs are lower and there is a global reduction in large property losses from all causes. After three good years, we could think this low loss frequency and low RI cost is the...

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  • Save the Grain – Grain Bagging

    By Mike Griffin|May 29, 2015|English

    In recent years farmers have invested in steel grain bins to store grain until well after harvest season and sell when prices go back up. With insured farmers storing more grain, it increases the exposure for both the insured farmer and also for the...

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  • Straw Bale Buildings - Do They Represent an Increased Exposure?

    By Leo Ronken |May 10, 2015|English

    Houses made of straw have been offered for sale on the open market in the UK for the first time.1 Using a timber framework with wooden board walls that are insulated with straw bales, the buildings are the result of an engineering research project led...

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  • Insurers on Wildfire Watch in 2015

    By Chris Beston|April 29, 2015|English

    Wildfires will continue to be a burning issue in many parts of the U.S. in 2015 as wildfire season fast approaches. Despite record drought conditions during much of the past two years, 2013 and 2014 had the fewest numbers of fires on record since 1994....

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