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Perspective

Our Perspective

  • Time To Get to Grips With ORSA

    By Janice Englesbe|October 16, 2014|English

    The effective date of the National Association of Insurance Commissioners’ (NAIC) Risk Management and ORSA model Act, January 1, 2015, is getting closer. As the name suggests, the Own Risk Solvency Assessment (ORSA) is an internal process whereby...

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  • Exploring the Subconscious and Habits: This Is Insurance, Right?

    By Mo Tooker|October 09, 2014|English

    As I shared in my earlier introductory blog, Gen Re is on a journey to explore the influence of biases in the decision making process, especially where it relates to underwriting. Like you, I’m an insurance decision maker - I’m not a neuroscientist....

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  • The Crucial Role of Reinsurance in Solvency II

    By Ralf Quick |September 25, 2014|English | Español

    No insurer in Europe can escape the grasp of the Solvency II project. A European Union directive, it is intended to make sure that insurance companies have sufficient capital set aside to cover all the claims they are likely to receive at a given risk...

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  • Let’s Not Underestimate The Human Element in Underwriting

    By Mo Tooker|September 22, 2014|English

    As modern risk professionals, we pride ourselves on making decisions that are informed by granular risk data, actuarial analysis and complex computer models. Yet, we have discovered that these quantitative elements unfortunately represent only half...

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  • Suicide: Time To Turn Back the Tide [Infographic]

    By Sara Goldberg |September 09, 2014|English

    It always comes as a shock when we hear about a suicide. Think about the response to the actor Robin Williams' death recently. Yet, as we will be hearing on World Suicide Prevention Day (September 10), suicide is far from unusual. On a global level...

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  • DIY Genetic Testing - Is the Genie Out of the Bottle?

    By Dr. John Cummins |August 19, 2014|English

    The first sequence of the human genome was made publicly available in 2003. It took international laboratories collaborating over 10 years to complete, at a cost of around US$3 billion. Technological advances now mean that a human genome can be sequenced...

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