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Perspective

Our Perspective

  • Life Benefit Riders – Get on Track

    By Joe Atamaniuk |June 19, 2014|English

    Living benefit riders, or accelerated death benefit riders (ABR), have been around the life insurance arena for many years, but as the industry looks for ways to attract new customers, their use has intensified recently. There are three different kinds...

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  • Critical Illness As a Supplement to Long Term Care

    By Steve Rowley|June 14, 2014|English

    Long Term Care (LTC) insurance has been one of the most problematic insurance products for insurers. In recent years they have lost tens, and sometimes hundreds, of millions of dollars on this product. Many insurers have exited the market and nearly...

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  • Screening for Dementia - Hype or Hope?

    By Dr. Chris Ball |May 18, 2014|English

    Dementia Awareness Week 2014 takes place in the UK this week with the aim of encouraging those with personal concerns to talk about them. Dementia is an important public policy concern and currently has a high profile in this arena and in the news....

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  • The Hidden Costs of Cancer - A Wake-Up Call for Life/Health Insurers in the UK [Infographic]

    By Adele Groyer |May 07, 2014|English

    An increase in cancer diagnosis among working men and women indicates more people are suffering not only from cancer but a loss of income, either temporarily or permanently. Without an income replacement vehicle, many will not be able to cover normal...

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  • Critical Illness As a Supplement to Life Insurance

    By Steve Rowley|April 15, 2014|English

    Dr. Marius Barnard, the father of Critical Illness insurance, is often quoted as having said that people need Critical Illness insurance “Not because you are going to die, but because you are going to survive!” That statement is becoming...

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  • Critical Illness As a Supplement to Medical Coverage

    By Steve Rowley|March 27, 2014|English

    Which form of insurance is the most important? Few would argue that comprehensive Medical Expense insurance is at, or at least near, the top of the list. Without this coverage, millions of individuals would be financially devastated by the high cost...

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