Our Perspective

• 

  Go The Extra Mile with Fac

  By Mike Downes |December 20, 2016|English

  Facultative reinsurance: not exactly a household term, is it? Yet it’s possibly one of the most valuable and underutilized tools in an insurer's arsenal. The common misconception that if Fac is needed the deal isn’t worth writing fails to...

  Read More
• 

  A Look at the Medical Indemnity Insurance Fund Schemes in Australia

  By James Hahm |December 19, 2016|English

  More than a decade ago, the Prime Minister of Australia announced a raft of changes to address the problems of rising medical indemnity premiums and to ensure a viable and ongoing medical indemnity insurance market (the Market). These changes include:...

  Read More
• 

  The Leaks in New Zealand Building Claims

  By Nicholas Zambetti |December 18, 2016|English

  The title of this blog may be a light-hearted double entendre, but when it comes to insurance and reinsurance claims arising from New Zealand’s infamous leaky building issues, the claims are not spared from complexity. Insured’s themselves...

  Read More
• 

  Preventing Soft Fraud - Insights From Behavioural Science

  By Markus Burbach |December 12, 2016|English | Deutsch

  Lying and cheating are neither motivated by a criminal disposition nor do they follow the cost-benefit principles of the Simple Model of Rational Crime, according to Behavioural Economics and Psychology Professor Dan Ariely. People cheat just a little...

  Read More
• 

  Making Sense of Commercial Auto Insurance Experience

  By Diane Brown |December 07, 2016|English

  For several years, Commercial Auto (CA) insurers have observed worsening loss ratios and searched for the root causes. Why are loss ratios up 5 points, and in some cases as much as 30 points, for so many carriers in this space? We examined the combined...

  Read More
• 

  Tis the Season To Be (Not Too) Merry - Safe Levels of Alcohol

  By Ross Campbell |December 01, 2016|English

  We often link alcohol abuse with liver damage but it’s also associated with cancers and diseases of the cardiovascular, neurological and gastrointestinal systems.1 While past research pointed to the beneficial effects of light-moderate, non-binge...

  Read More